Payment Methods
You can pay on our website safely, quickly, and conveniently. Payments are processed using advanced electronic payment solutions that meet the highest security standards.
Online Card Payments
Payments are processed through the “Swedbank” Payment Portal (SMP) – a secure electronic payment system.
Accepted Cards:
- Visa
- Mastercard
- Maestro
- Debit Mastercard
How does the payment process work?
Step 1.
The customer enters card details in a secure payment window administered by the bank.
Step 2.
The payment is confirmed using Strong Customer Authentication (SCA) methods
(e.g., Smart-ID, mobile signature, one-time passwords, or other authentication tools provided by the card issuer).
Strong Customer Authentication (SCA)
All card payments are processed in accordance with the EMV 3DS 2.0 (3D Secure) standard.
- High level of security
- Support for biometric authentication
- Risk-based authentication
- Reduced fraud risk
Payments confirmed using Strong Customer Authentication cannot be disputed as unauthorized under the rules of international card organizations.
Online Bank Payments (Bank-link)
- “Swedbank” Bank-link
- Other banks’ Bank-link solutions
After selecting this payment method, you will be redirected to your bank’s online environment where you can confirm the payment in your usual way.
List of Banks
- Swedbank
- SEB
- Luminor
- Citadele
- Coop Pank
- LHV
- Revolut Bank
- Urbo Bank
- Artea Bank
Technical Solution
- Unified payment system
- API integration for systems and applications
- Reporting portal
- Unauthorized transaction management tools
- Manual transaction processing
International Payments
The EMV 3DS 2.0 standard enables advanced payment solutions, including decentralized payments for the travel and hospitality sector. In such cases, customer authentication is performed at the time of reservation, and reserved funds cannot be disputed as unauthorized transactions.
Your Security Is Our Priority
All payments are processed in accordance with international security standards. Card data is not stored in our system.
| Legal Name | Country of Registration | BIC |
|---|---|---|
| Citadele banka AS Estonian branch | EE | PARXEE22 |
| Coop Pank AS | EE | EKRDEE22 |
| LHV Pank AS | EE | LHVBEE22 |
| Luminor Bank AS | EE | RIKOEE22 |
| SEB Pank AS | EE | EEUHEE2X |
| Swedbank AS | EE | HABAEE2X |
| AB Artea Bank | LT | CBSBLT26 |
| Citadele banka AS Lithuanian branch | LT | INDULT2X |
| Luminor Bank AS | LT | AGBLLT2X |
| Revolut Bank UAB | LT | RETBLT21 |
| SEB Bank AB | LT | CBVILT2X |
| Swedbank AB | LT | HABALT22 |
| Urbo Bank UAB | LT | MDBALT22 |
| Citadele banka AS | LV | PARXLV22 |
| Luminor Bank AS | LV | RIKOLV2X |
| SEB banka AS | LV | UNLALV2X |
| Swedbank AS | LV | HABALV22 |
The payment request URL depends on the financial institution:
https://pi.swedbank.com/{COUNTRY}/{BIC},
where:
- {COUNTRY} – the country code where the merchant has concluded the agreement. Possible values: "EE", "LV", "LT".
- {BIC} – the payer’s financial institution code as specified in the table above.